Homeowners Insurance

Helping our clients make an informed decision 

Home Systems Protection adds protection for your home systems such as your HVAC system, hot water heater, kitchen appliances, water filtration system and more.  It has a separate deductible and can provide coverage up to $100,000 depending on the carrier.  This coverage is provided by several of our carriers but amounts and deductible may be unique to each carrier. 

Did you know the water and gas service lines routing thru your yard connecting your home to the city's utility service line is not covered by your basic home policy?  This protection can be purchased with a separate deductible.  

For water leaks under your slab Foundation Water coverage is recommended for those unforeseen leaks that leave you with a high water bill.   

Mole/Fungi coverage, Water Backup, Identity Theft, Additional Coverage Limits for Guns, Computers, Jewelry and more.  

Earthquake insurance is available for an additional cost.  Our region has experienced more earthquakes in the last 5 years than the last 100 years.  Some carriers offer protection from damage caused by earth movement.  This protection is offered as a separate policy in addition to your homeowners insurance policy.    

We have very efficient methods for protecting your families future and property if something unforeseen happens to the bread winner or either spouse.  We know it is a conversation most people don't want to have so we do our best to provide you with options that are comprehensive and precise.  Our goal is to ensure stability for your family during what can be a stressful period.